Platform & products

Software infrastructure for modern lenders.

A connected product suite covering bank-statement analysis, decision support, lead distribution, and loan servicing, built for speed and accuracy at scale.

Assess

CreditSense

Flagship decision-support engine

Distribute

Lead Distribution Model

Lead capture and routing

Service

Loan Management Engine

Loan servicing lifecycle

01 / Assess · flagship platform

CreditSense

Our flagship platform. A cloud-based engine that processes bank data, applies machine-learning models, andreturns actionable risk recommendations in seconds.

Automated Bank Statement Analysis

Automates IBV analysis to reduce agent involvement and speed the path from verification to decision.

Advanced Decision-Support Engine

Delivers a clear recommendation on each application, so agents can focus on complex cases.

Customizable Models

Train models on your own client data to match your risk tolerance and business logic.

UW Strategy A/B Testing

Allocate a fraction of traffic to test new models risk-free, running multiple strategies in parallel.

Measured results

What lenders see after switching to AI-assisted cashflow underwriting.

3.5M+

Bank statements analyzed

98%

Bank statement analysis accuracy

<3 sec

Time to recommendation

02 / Distribute

Lead Distribution Management.

An AI lead distribution model that captures, scores, and routes incoming applications to the right destination in real time, and shows you why each lead went where it did.

Routing status

Every lead, best destination

Real-Time Lead Capture

Ingest applications from multiple sources through a single API.

Scoring & Filtering

Apply configurable rules to qualify and prioritize leads.

Ping-Tree Routing

Route each lead to the best-matched buyer or destination automatically.

Performance Reporting

Track conversion, acceptance, and value by source.

03 / Service

Loan Management Engine

The creation of an AI-driven, custom-made lender operations hub, dedicated to your needs, your team, and your goals. Built to handle the account lifecycle after a decision is made.

Portfolio status

Servicing, connected end to end

Account Lifecycle

Manage accounts from setup through repayment and closure.

Repayment Scheduling

Configure schedules, fees, and payment logic.

Servicing Workflows

Automate routine servicing and collections tasks.

Portfolio Reporting

Centralized reporting across the book and servicing operations.

Integrations

Connected to the tools you credit lifecycle.

API-first products that fit into existing data providers and lending infrastructure.

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Get in touch

See the suite in action.

Whether you’re a lender, investor, or strategic partner, our team is ready to talk.